Specialising in your borrowing needs
Servicing Australia Wide for Business and Personal Loans
Mortgage Broker Gold Coast
Buying a home for the first time, are unhappy with your current lender, dipping your toes into the investment property game, or need specialised property development and business loans? Our mortgage Broker Gold Coast team are here to help with all of your personal and business borrowing needs.
Based on the Gold Coast, we are an independent mortgage broker that provides personalised advice to first home buyers, experienced property investors, and business owners alike Australia wide. With over 15 years’ experience in residential, commercial and business lending, we specialise in home loans and business loans tailored to suit every need. Get in touch or call us on 0404 403 066 and find out how we can help you today.
Mortgage Broker Gold Coast Services
Home Loan Broker
As a leading home loan broker Gold Coast wide, we help make the process of choosing a home loan easier. With over 40+ lenders to choose from, simply decide on whether you want a basic or package home loan with a fixed or variable rate to get started.
Low Doc Home Loans
Self-employed or don’t meet the typical lending requirements set by the big banks? We can help! Low document loans have become widely available with and are specifically designed to suit individuals and businesses who are unable to verify their income.
Bad Credit Home Loans
Looking for a second chance home loan, or have bad credit? With an excellent track record in finding suitable bad credit home loans for our clients across Australia and with specialised bad credit lenders, we can help make your homeownership dreams a reality.
Home Loan Advice
Your home loan needs are likely to change over time. Whether you’re buying your first home, deciding whether to refinance, or are looking at a holiday home in the Australian alps, speak to a mortgage specialist today for home loan and loan structuring advice tailored to your financial needs and goals.
Investment Loan Advice
From first-time property investors to seasoned investors, we provide the advice you need to manage any sized property portfolio. From loan structuring, interest-only property loans and more, speak to our investment specialist today for professional loan advice.
Our Panel Of Lenders














































Business Loans & Finance Broker Services
Property Development Loans
Securing the right funding for your property development project can be critical to its financial success. Whether you need funding for a small development of townhouses or are working on a large-scale subdivision, we can help you obtain the development finance you need for your project.
Business & Asset Finance Broker
Need reliable and affordable business or asset financing? At Oak Tree Finances, we can assist with a range of financing options from car and truck loans, equipment finance, invoice financing, SMSF lending, unsecured business lending and more.
Our Process

1. Contact Oak Tree Finances
Simply get in touch with us through our online enquiry form or call us on 0404 403 066. A business lending and mortgage specialist will get back to you within 24-hours, guaranteed.

2. Initial Enquiry
We give you a quick 30 to 45-minute call to discuss your situation and requirements.

3. Appointment & Advice
We personally interview every customer face to face or through a telephone meeting to get a better understanding of your situation and requirements to provide advice for moving forward. It’s at this stage where you can decide if you’d like our team to help with your borrowing requirements.

4. Document Collection and Getting to Work
Once you’ve made a decision, we collect the required documents and complete the paperwork so our team can begin the process of finding the best deal for you.

5. The Choice is Yours
Finally, we provide you with several different loan products from a range of lenders to choose from, as well as give you the advice you need to make an informed choice about all the different options available. Once you’ve made a decision, we’ll get to work finalising the paperwork and start the conditional and formal approval process.
Why Choose Oak Tree Finances
- We always have your best interests in mind – As a leading finance broker, our mission is always to put our customers first. When you come to us with your borrowing requirements, we will do everything we can to secure lending that perfectly matches your circumstances.
- We provide personalised advice – Whether you’re looking to refinance, buying for the first time, don’t meet standard lending criteria, buying your first investment property, or are a developer looking for a development loan, our home loan broker Gold Coast team provide personalised advice every step of the way.
- We save you money – At Oak Tree Finances, our services are completely free of charge as we receive referral fees from the financial institutions we deal with. When you choose us as your home loan broker, there are no hidden fees, no surprises, only our professional and friendly service that will help find you the best financing deal available.
- We guarantee transparency – With so many mortgage Broker Gold Coast services to choose from, it can be hard to find a home loan broker that’s right for you. As a member of the Finance Brokers Association, Credit & Investments Ombudsman, an authorised Credit Representative, and an independent mortgage broker, we pride ourselves on our fully transparent service. Have a question just ask!
What Our Customers Say
Need help choosing a mortgage broker Gold Coast team that’s right for you? Don’t take our word for it, see what our customers have to say.
"I would like to thank Gavin and Ana from OAK Tree Finances for their excellent service in organising a home loan for me at very short notice. I bought an apartment off the plan from Mirvac in Newstead, Brisbane and was expecting settlement to be in early 2017. Unfortunately for me the developer completed the project early and called for settlement on 12th December 2016. This left me in a very difficult situation as a casual employee with an unsold property that was planned to fund the purchase and not enough time to complete a sale. I was recommended OAK Tree Finances by a friend and Gavin went straight into action and he organised a loan approval in no time. With the Christmas period shutdown approaching it was imperative that the loan be settled before then otherwise I would have been charged over $6,000 in interest payments for late settlement. Gavin and Ana worked tirelessly on my behalf and liaised directly with the loan providers’ legal representatives to push the agreement through on time. The property was settled with only 24 hrs to spare! I cannot thank Gavin and Ana enough for their professionalism, efficiency and competence in this matter; I doubt there are many financial service providers that could have achieved what they did for me in the timeframe available. Many thanks again."
David Y
Brisbane, QLD
"We have just used Gavin and the team from OAK Tree Finances for our recent refinance and new home purchase and couldn’t recommend them highly enough!. From the initial inquiry right though to the final completion they have been efficient, courteous and very helpful. Even through the few challenges we had with house sale & purchase Gavin and team kept us informed and aware at all times which we were very grateful for. They were a pleasure to deal with and we would highly recommend them to anyone!!! "
Andrew & Alison
Canberra, ACT
"After speaking to friends and family when we began the process of buying our first home, we were quite prepared for a chaotic and stressful few months. From the onset however, Oaktree Finances made the experience surprisingly quick and painless. Gavin Baker’s professionalism, expertise and clear and concise communication ensured the process went smoothly from beginning to end. We would not hesitate to use Gavin for any future borrowing needs and have already recommended Gavin to several close friends and family members".
Dilip & Keren
Canberra, ACT
"My partner and I work late and despite this, Gavin and Ana were not only patient, but enthusiastic and very informative. They accommodated to our various change of ideas with no issues. They provided great tips from the finance point of view and also quite a few other questions we had along the way, not necessarily related to the loans we were considering. We found Gavin and Ana to be easy to work with and made us feel as though no question was a silly one. And to be honest, there were many questions.
Definitely recommend OAK Tree Finances to friends now and will be coming back for more advice and loans in the future".
John & Kim
Canberra, ACT
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Ready to get the best in mortgage finance? Make an appointment or call us on 0404 403 066 to discuss your unique circumstances today.