Our Blogs

Can You Use a Guarantor for a Mortgage?
If you’d like to apply for a home loan but don’t have enough deposit saved or maybe don’t have any deposit saved, it’s likely you’ve wondered ‘can you use a

The Advantages of Using a Mortgage Broker
If you’re thinking about applying for a home loan, you might be feeling a little bit nervous about the application process. Considering the amount of hoops you need to jump

What are Genuine Savings?
If you are looking to borrow over 90% of a property purchase price when applying for a home loan, you are very likely to be asked about your “genuine savings”.

Saving for a House Deposit – Our Top Tips
If you’re thinking about buying a home, it’s likely that you’re going to need a loan. To qualify for one, a banking institution or lender will need to have a

Bank vs Mortgage Broker – Where to Get a Home Loan From
If you’re thinking about purchasing a home, you might be wondering ‘where to get a home loan from’. Considering that applying for a home loan is a big move, it’s

How to Get Approved for a Home Loan?
Unless you’re a millionaire, your dreams of owning a house will likely involve applying for a home loan– which can seem like a pretty daunting process. However, understanding how to

What Kinds of Debt Affects Your Home Loan Application?
If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal

Super Fund Changes That Affect the Housing Market
Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds.

Reasons Why You Should Refinance Your Home Loan
Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if

What is Negative Gearing for Property Investment?
Negative gearing – it may seem like investor mumbo jumbo, but it’s really quiet a simple concept to get your head around. More than that, it’s an important option in

Cash Rate Remains at Historic Low – June 2018
The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at a record-low 1.50% for the 20th consecutive meeting. Governor Philip Lowe had this to say in his

Common Home Loans: Why and How to Repay Them Quicker
Finding the ideal home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms