About Us

OAK Tree Finances is owned and managed by Gavin Baker, who is a member of the Finance Brokers Association, Credit & Investments Ombudsman and an authorised Credit Representative 373512. At OAK Tree Finances we specialise in all personal and business borrowing needs. We regularly assist first home buyers, experienced property investors and business owners. We are based on the Gold Coast but have clients all over Australia.

Our services are free of charge as we receive referral fees from the financial institutions that we deal with. These include over 30 lenders, all major banks and many regional banks, credit unions and specialist lenders. We provide personalised advice that is easy to understand. A testament to our service offering is the long term relationships that we build with all customers.

Our Team of Professionals

Gavin Baker headshot image

Gavin Baker

Gavin has 15 years of experience in all areas of residential, commercial and business lending. This has included management roles with major lenders as well as a business owner. During this time, Gavin has personally arranged more than $400,000,000 of home loans and business loans for clients. When you deal with OAK Tree Finances you will be dealing with Gavin direct. Gavin personally interviews every customer and is available throughout the process.

Ana Schrienert headshot image

Ana Schrienert

Ana has 11 years of experience in marketing, public relations and business administration in both smaller business and in large international companies. Her role includes the administrative functions of the business such as liaising with lenders and providing regular progress updates. In addition, her role includes marketing functions such as website publications and ongoing client communication via industry news and updates.

Customers Serviced
Years of Experience
Available Lenders

What Our Customers Say

Need help choosing a mortgage broker Gold Coast team that’s right for you? Don’t take our word for it, see what our customers have to say.

"I would like to thank Gavin and Ana from OAK Tree Finances for their excellent service in organising a home loan for me at very short notice. I bought an apartment off the plan from Mirvac in Newstead, Brisbane and was expecting settlement to be in early 2017. Unfortunately for me the developer completed the project early and called for settlement on 12th December 2016. This left me in a very difficult situation as a casual employee with an unsold property that was planned to fund the purchase and not enough time to complete a sale. I was recommended OAK Tree Finances by a friend and Gavin went straight into action and he organised a loan approval in no time. With the Christmas period shutdown approaching it was imperative that the loan be settled before then otherwise I would have been charged over $6,000 in interest payments for late settlement. Gavin and Ana worked tirelessly on my behalf and liaised directly with the loan providers’ legal representatives to push the agreement through on time. The property was settled with only 24 hrs to spare! I cannot thank Gavin and Ana enough for their professionalism, efficiency and competence in this matter; I doubt there are many financial service providers that could have achieved what they did for me in the timeframe available. Many thanks again."

David Y

Brisbane, QLD

"We have just used Gavin and the team from OAK Tree Finances for our recent refinance and new home purchase and couldn’t recommend them highly enough!. From the initial inquiry right though to the final completion they have been efficient, courteous and very helpful. Even through the few challenges we had with house sale & purchase Gavin and team kept us informed and aware at all times which we were very grateful for. They were a pleasure to deal with and we would highly recommend them to anyone!!! "

Andrew & Alison

Canberra, ACT

"After speaking to friends and family when we began the process of buying our first home, we were quite prepared for a chaotic and stressful few months. From the onset however, Oaktree Finances made the experience surprisingly quick and painless. Gavin Baker’s professionalism, expertise and clear and concise communication ensured the process went smoothly from beginning to end. We would not hesitate to use Gavin for any future borrowing needs and have already recommended Gavin to several close friends and family members".

Dilip & Keren

Canberra, ACT

"My partner and I work late and despite this, Gavin and Ana were not only patient, but enthusiastic and very informative. They accommodated to our various change of ideas with no issues. They provided great tips from the finance point of view and also quite a few other questions we had along the way, not necessarily related to the loans we were considering. We found Gavin and Ana to be easy to work with and made us feel as though no question was a silly one. And to be honest, there were many questions. 

Definitely recommend OAK Tree Finances to friends now and will be coming back for more advice and loans in the future".  

John & Kim

Canberra, ACT

Ready to get the best in mortgage finance? Make an appointment or call us on 0404 403 066 to discuss your unique circumstances today.

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